Ir. Armand Furhad, M.B.A.

Area of Expertise:

• Armand is a senior banker with 28 years of experience at Citibank, N.A., where he significantly expanded retail banking operations, doubling the client base in two years. He also led Citibank to dominate the credit card market and built a successful consumer finance network by establishing CitiFinancial branches in 9 cities in a short time.
• Additionally, Armand is a senior insurance professional, having worked at PT. Tokio Marine Life Insurance and PT. AIA Financial. At AIA Financial, he managed Bancassurance partnerships with annual premiums worth IDR 500 billion. At Tokio Marine Life Insurance, he successfully increased insurance policy sales to 3,000 policies per month within 1.5 years, with a team of only 50 telemarketers.